I didn’t wear glasses until I was 19. As an up-and-coming visionary word nerd, I had never thought I needed corrective lenses. Of course, I always fancied monocles, although I didn’t know how to keep one in place.

As it turned out, I was near-sighted. I learned this by attending a large lecture hall-format class in college. I found myself squinting to see the professor’s handwritten notes scrawled on the chalkboard. I began to get headaches from the eyestrain.

Soon enough, I went to an optometrist and got my first prescription glasses. Now I look 17% smarter!

You knew a grammar tie-in was coming, and here it is: the headache caused by a squinting modifier. Yes, squinting (or...

Welcome to the year of AI content creation. From writing to artwork created by artificial intelligence software, the internet is embracing this “make the computer do it for me” approach.

Soon after OpenAI launched ChatGPT at the end of November 2022, the company was valued at a cool $29 billion. But my question is: will AI chatbots replace human writers? Not anytime soon.

As a content manager for a robotics startup, my day job involves writing relevant and interesting articles, case studies and thought leadership on my industry. It takes time to do this well, but quantity of content is simultaneously as important as the quality of the work.

For website articles, search engine...

As more and more seniors look for ways to lower their taxes in retirement, QLACs are stepping into the spotlight.

Many seniors in the early phases of their retirement don’t need to tap into their traditional retirement accounts (IRAs/401ks). Unfortunately, they are forced to do so because of IRS Requirement Minimum Distributions rules. Note: The RMD age recently changed from 70.5 to 72.

When you reach your RMD age, you must take money out of your qualified plan each year. Be sure to clarify with your CPA or tax planner to which group you belong.

If you are in a similar situation and don’t need to take distributions, you may want to consider setting up a Qualified Longevity...

Annuities are financial products that provide a guaranteed income stream in exchange for a lump sum payment or series of payments. There are several different types of annuities, including fixed, variable, and indexed, each with its own features and benefits.

Here is an overview of how annuities work:

An individual enters into a contract with an insurance company to purchase an annuity.

The individual makes a lump sum payment or a series of payments to the insurance company.

The insurance company invests the payments and earns a return on the investment.

The individual can choose to receive the income from the annuity in a number of ways, such as:

A fixed amount each month...