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Finding the end zone

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Safe money investing for a winning retirement strategy

Kicking off: The importance of safe money investing

Retirement planning is not unlike a high-stakes football game, where each decision you make leads you closer to, or further from, your end goal. Safe money investing is akin to those strategic plays that drive the team methodically down the field, prioritizing safety and consistency over flashy maneuvers. It focuses on protecting the principal while still generating income, much like a seasoned quarterback reading the defense and making a smart play.

Building a strong offensive line: Diversification and stability

Safe money investing requires a strong offense. In football, the...

Navigating retirement's risky terrain

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Retirement, often painted as the serene, golden phase of life, is not without its challenges. Just as a hiker faces unexpected terrains, the journey into and through retirement can be fraught with unexpected obstacles. These challenges range from financial setbacks to emotional hurdles, and for many, the path to retirement bliss can seem strewn with pitfalls. Yet, with the right preparation and mindset, retirees can traverse this terrain with confidence and grace.

One of the primary concerns for retirees is the financial landscape. Even those who've meticulously planned their finances can face unexpected expenses. Be it unforeseen medical bills, helping a family member in need, or...

Spooky word origins that go ‘bump’ in the night

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It’s scary how early I get excited about PSL season. Of course, I’m talking about punctuation, syntax and language! Add an extra pump of grammar to mine.

We all know about the origin of the word “Halloween,” but what do we know about the etymologies of other spooky season sayings? Today we’ll explore these ominous origins.

The word "haunt" comes from the Old English word "hamettan," which means "to bring home." This suggests that the original meaning of "haunt" was to visit a place so frequently that you might as well live there. For instance, I like to haunt my local coffee shop.

“Haunt” in a ghostly sense developed in the 14th century. This is probably because people...

Should I trust my retirement fund to an insurance company?

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Annuity companies are among the safest places to trust retirement funds. They are subject to various regulations and safeguards to protect the company and its customers. Annuities are financial products offered by insurance companies, which are known for their long-standing stability and focus on risk management.

In terms of regulation, insurance companies are regulated primarily at the state level in the U.S. Each state has its own insurance department responsible for overseeing insurance companies operating within its jurisdiction. These departments set rules, approve products, and monitor the financial health of companies.

The State Department of Insurance plays a crucial role in...

Merriam-Webster adds 690 new words to an already long book

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The folks at Merriam-Webster have been hard at work, keeping the dictionary relevant for a new generation of vibrant verbophiles. The new class of 690 words promises to keep M-W a real page-turner.

 

As you can see, the English language is alive and well, as its words, phrases and meanings continue to evolve. Allow me to introduce to you a few words from the class of 2023.

 

Doomscroll: to spend endless time scrolling on your phone. I’m an expert doomscroller, seamlessly switching between Instagram, Facebook and Reddit. While the youngsters prefer TikTok, I prefer to watch reposted TikTok videos on Instagram.

 

Beast mode: in sports, going “beast mode” is to take over...

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