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Inflation’s impact on retirement planning

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Safeguarding your future funds

Retirement planning is crucial for a secure financial future. However, one often overlooked factor that can significantly impact your retirement funds is inflation. Let’s explore why inflation poses a threat to retirement planning and I will present six simple and interesting ways to reduce...

Saving seats at the movie theater

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Did you know that The Beatles’ album Let It Be is technically a soundtrack? It accompanies the 1970 documentary of the same title. If the film came back to theaters, I would probably go see it by myself.

You see, I don’t attend many movies with groups anymore. Part of that is a life stage issue — most of my friends are married and have small kids. It’s hard to justify the added babysitter expense if we want to go out for the evening.

Before that, I was always the guy who arrived early. Because of my promptness, I ended up saving seats for the whole group. I’d start declaring my group’s territory by draping my jacket over a pair of seats. Then I’d put my popcorn and drink...

Come sale away

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I’ve never been fond of boats or horses. The reason I’m not a boat fan is because I’m a 38-year-old man who can’t swim.

And I don’t want to get into the horse thing right now. I’m still working through that with my counselor. Let’s just say it happened back in 2009 on a rainy spring day in Arizona and I don’t want to talk about it. The horse’s name was Azul. I almost died. That’s all you’re getting out of me.

At some point during summertime childhood swimming lessons, I failed miserably and didn’t receive my certificate to move to the next swim class. As a result, I dropped out. For a pasty redhead, I already didn’t like being outside in the first place. Now...

The safety of annuity products

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Your guide to a secure financial future

When it comes to planning for a secure financial future, annuity products can play a significant role. Let’s explore the safety aspects of annuities in a simple and friendly manner. Understanding the safety features of annuities can help you make informed decisions about your financial well-being.

What are Annuities? An annuity is a financial product designed to provide a steady stream of income over a specified period or for the rest of your life or to be a vessel holding accumulated assets.  Annuities holding assets pay a minimum amount of interest, currently rates are increasing, some as high as 5-6%.

It serves as a valuable tool for...

A little bit lower now

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Using decapitalization as a writing style

As soon as I wrote a column on Caps Lock, the lowercase, aka “minuscule” letters, demanded an essay of their own. The irony is that both of my Apple keyboards have decapitalized the command keys, leaving Caps Lock in a minor key.

I’m sure the first topic that comes to mind is the American poet E.E. Cummings. Edward Estlin Cummings (you can see why he went with “E.E.”) often wrote in all lowercase letters, played with spacing and challenged traditional punctuation rules. Cummings took full advantage of his poetic license but didn’t always write exclusively in lowercase.

Contrary to popular belief, Cummings didn’t even write his...

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