![Al Martinez](/images/news/2024/469_mar29/1.jpg)
There is no magic bullet when it comes to retiring successfully.
Hard work, meticulous planning, and years of dedicated wealth-building are the main ingredients needed to facilitate a prosperous, enjoyable retirement.
Here are just a few of the things people do that can create lots of frustration, hardships, and headaches later in life:
1. Waiting too long to start saving: Survey after survey confirms the fact that most people regret waiting too long to start planning retirement. The majority of folks wait until they are in their late 40’s or 50’s to start thinking about retirement planning.
2. Borrowing from a 401(k) plan. Even if you are several years away from retiring from...