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Sunday, Oct 02nd

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Monkeypox: What is it?

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Monkeypox is a rare disease caused by the monkeypox virus, which is in the same family of viruses that cause smallpox but is much milder. There are currently 22 cases in the state, over 15,000 nationwide, and over 43,000 globally. Like any new disease impacting our state, we at the New Mexico Department of Health want to...

What exactly is an annuity?

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I get asked this question a lot. “What is an Annuity?”

Most people I talk to when it comes to retirement planning either do not understand annuities or have heard much negative press regarding annuities.

I feel the simplest way to explain what an annuity is and why they play a significant role in any well-laid retirement plan is analogous to building a house. What is the first and most important part of a new home? It’s the foundation, of course!

The foundation is the first part of the home to be built. It is the bedrock and basis for the actual home that will be anchored to it. The foundation provides the crucial stability that this new home will rely on to stay anchored and...

State lagging in child well-being, but we can move forward with heart

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New Mexico has dropped back to 50th for child well-being in the national 2022 KIDS COUNT Data Book rankings, although this ranking isn’t comparable to our 49th ranking last year. Still, everyone is likely feeling disheartened by this news. However, even though we are ranked last, our state has made incredible long-term progress in improving child well-being, and we can continue to make progress if we put kids at the heart of New Mexico’s future policy decisions.

Despite New Mexico’s ranking, we have seen real improvements in child well-being over the last decade. New Mexico has improved in 11 of the 16 indicators tracked by KIDS COUNT.

Notably, 7% fewer children live in poverty...

Journalists are important to the nation’s democracy

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The New Mexico Foundation of Open Government

The mission of the New Mexico Foundation of Open Government includes advocating, educating and litigating to help New Mexicans vindicate their rights under the First Amendment to the Constitution.

Freedom of the press is one of the hallmarks of American democracy and enshrined as one of the five freedoms in the First Amendment – freedom of press, freedom of assembly, freedom of petition, freedom of religion and freedom of speech.  This is not just an opinion, it’s the law. The Constitution recognizes the right (and duty) of the press to report all news.

A key to democracy is information and we live in an information age. Secrecy has the...

Annuities are a logical solution for longevity risk

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“Transitioning from saver to spender can be a disconcerting shift for many seniors. A more systematic approach to spend-down can help.”

Transitioning from being a saver in the accumulation phase to a spender in the spend-down stage of your financial life means you will be required to not only keep a close eye on your investments, spending, and taxes but also for creating your own “paycheck.”

For some retirees, this paycheck might result from living off the interest or dividends from investments. Others may prefer more predictable income sources, including annuities and Social Security. These “safe money” assets can help you achieve more peace of mind and perhaps cover your...

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