You are likely to be retired much longer than you think.

For how long do you think you will live? Do you believe you’ll live into your late 70s? Are you confident you’ll follow in the path of your parents, who were alive and well into their mid to late 80s?

The average joint life expectancy (men and women together) is approximately 90 years for over 49% of the population. A full 20% of Americans live to age 95!

Depending on your unique perspective, that’s either good or bad. It’s good because many people want to live for as long as possible, provided they are in decent physical and mental health. However, a long life can be bad news when it puts you at risk of outliving your...

I didn’t wear glasses until I was 19. As an up-and-coming visionary word nerd, I had never thought I needed corrective lenses. Of course, I always fancied monocles, although I didn’t know how to keep one in place.

As it turned out, I was near-sighted. I learned this by attending a large lecture hall-format class in college. I found myself squinting to see the professor’s handwritten notes scrawled on the chalkboard. I began to get headaches from the eyestrain.

Soon enough, I went to an optometrist and got my first prescription glasses. Now I look 17% smarter!

You knew a grammar tie-in was coming, and here it is: the headache caused by a squinting modifier. Yes, squinting (or...

Welcome to the year of AI content creation. From writing to artwork created by artificial intelligence software, the internet is embracing this “make the computer do it for me” approach.

Soon after OpenAI launched ChatGPT at the end of November 2022, the company was valued at a cool $29 billion. But my question is: will AI chatbots replace human writers? Not anytime soon.

As a content manager for a robotics startup, my day job involves writing relevant and interesting articles, case studies and thought leadership on my industry. It takes time to do this well, but quantity of content is simultaneously as important as the quality of the work.

For website articles, search engine...

As more and more seniors look for ways to lower their taxes in retirement, QLACs are stepping into the spotlight.

Many seniors in the early phases of their retirement don’t need to tap into their traditional retirement accounts (IRAs/401ks). Unfortunately, they are forced to do so because of IRS Requirement Minimum Distributions rules. Note: The RMD age recently changed from 70.5 to 72.

When you reach your RMD age, you must take money out of your qualified plan each year. Be sure to clarify with your CPA or tax planner to which group you belong.

If you are in a similar situation and don’t need to take distributions, you may want to consider setting up a Qualified Longevity...