If you buy an annuity and die, the insurance company keeps your money! We have all seen and heard that broad statement. Is it true?

No.

Here is a secret about insurance companies that puts everything in perspective. Insurance companies do not make decisions based on individuals; they make decisions based on a large pool of people.

Their tool? The Commissioners Standard Ordinary Mortality Table. The statistical table allows insurance companies to know precisely how many people in a specific age group will die nationally. It is not a guess, and it is pure science.

This table is so important because it allows insurance companies to set rates for calculating retirement benefits for...

The Land of Enchantment’s natural resources are invaluable to New Mexicans. From the rivers and streams, to the forests and valleys, there is much to treasure, appreciate, and protect from a changing climate. Thankfully, with the passage of the Inflation Reduction Act, our air, land, and water  – together with thousands of New Mexico’s children and families – will receive sweeping investments to help protect what we hold dear.

There is plenty to celebrate in this landmark legislation. The Investment Reduction Act will reduce pollution and help cut carbon emissions by 40% by 2030. It will improve clean transit, make clean energy more affordable and accessible, and strengthen...

A broad definition of “safe money” is money you can’t afford to lose. Safe Money tells us one thing is true when it comes to those approaching or in retirement. In the old fable, a bird in the hand is worth two in the bush.

As Baby Boomers grapple with the forces of time, one thing rings more accurate than ever in today’s volatile markets. The need to formulate a plan centered around Asset Preservation vs. Asset Speculation.

Early in our working careers, the name of the game is finding a good income and working hard to save every extra dollar we can salt away for retirement. Accumulation potential and risks are hallmarks of growing money. The difference is the time we have to...

Monkeypox is a rare disease caused by the monkeypox virus, which is in the same family of viruses that cause smallpox but is much milder. There are currently 22 cases in the state, over 15,000 nationwide, and over 43,000 globally. Like any new disease impacting our state, we at the New Mexico Department of Health want to separate fact from fiction so residents can make informed choices to protect themselves.

Symptoms can include fever, chills, headache, muscle aches and backache, tiredness, and swollen lymph nodes. The best indicator that this is not another infection is a rash that can look like pimples or blisters that appear on the face, inside the mouth, and other parts of the body...